Mix all wet ingredients together in a bowl. May need to blend with hand mixer to get cream cheese smooth/blended.
Add dry ingredients and stir until well blended. If too thick, you can add coconut oil to the mix.
Cook over stove in a large fry pan or grill until golden on each side. NOTE: These do NOT bubble on top to indicate the need to flip to other side.
Serve with topping of butter and sugar-free pancake syrup